Personal Checking


Heritage Totally Free Checking

Are you looking for a no minimum balance checking account with no withdrawal limitations or direct deposit requirements? With a Heritage Bank of Schaumburg Totally Free checking account you get the great service that Heritage Bank provides in a convenient, affordable, easy-to-manage account.  You do your banking your way-without the worry of monthly transaction requirements.

Features:

  • No monthly maintenance fees
  • Unlimited check writing
  • No direct deposit or debit card usage requirements
  • FREE Online Banking and Bill Pay
  • FREE Telephone Banking
  • FREE E-mail alerts and eStatements
  • MasterMoney Debit Card included
  • No charge for foreign ATM transactions*
* ATM owner may impose a charge

Personal accounts only.  Customer pays for checks if desired.

Apply Now!


Advantage Plus NOW Account

This checking account is designed for the customer who wants to earn a competitive interest rate on their bank deposits. The Advantage Plus account has all the benefits of a Free Checking account plus a variable rate of interest.

Features:

  • Variable interest rate
  • Unlimited check writing
  • FREE Online Banking and Bill Pay
  • FREE Telephone Banking
  • FREE E-mail alerts and eStatements
  • MasterMoney Debit Card included
  • No charge for foreign ATM transactions*
* ATM owner may impose a charge

Requirements:

  • $1,000.00 minimum balance required to waive service charges and earn interest.  
  • $10,000 in a Money Market account will also waive minimum balance requirement.
  • $10.00 plus $.25 per check fee if below minimum balance requirement

Customer pays for checks if desired.

Apply Now!


Advantage 55 Club Checking

This Club account is designed for the customer who is 55 years old or greater and also has a Heritage Bank Savings, Certificate of Deposit, or Money Market account with a balance of $5,000 or greater. Earn a competitive rate of interest while also enjoying unlimited check writing and electronic transactions. Managing your account has never been easier and you can feel confident in knowing that your Personal Bankers are only a phone call away if you need assistance.

Features:

  • Variable interest rate
  • 2 Free boxes of checks per year
  • No service charge for license plate stickers
  • No charge for foreign ATM transactions*
  • FREE 3x5 Safe Deposit Box
  • FREE Cashier's Checks and Money Orders
  • FREE Online Banking and Bill Pay
  • FREE Telephone Banking
  • FREE E-mail alerts and eStatements
  • MasterMoney Debit Card included
* ATM owner may impose a charge

Requirements:

  • Must be 55 years of age or better
  • $5,000.00 minimum balance in a linked Savings, Money Market, or Certificate of Deposit required to waive service charges and earn interest
  • $15.00 Member Fee if linked account is below minimum balance requirement.

Apply Now!


Super Advantage 55 Club Checking

This Club account is designed for the customer who is 55 years old or greater and wants the simplicity of managing just one account. You can keep all of your liquid funds in one account plus earn a higher rate of interest and enjoy additional benefits.

Features:

  • 2 Free boxes of checks per year
  • No service charge for license plate stickers
  • No charge for foreign ATM transactions*
  • FREE 3x5 Safe Deposit Box
  • FREE Cashier's Checks and Money Orders
  • FREE Online Banking and Bill Pay
  • FREE Telephone Banking
  • FREE E-mail alerts and eStatements
  • FREE MasterMoney Debit Card
* ATM owner may impose a charge

Requirements:

  • Must be 55 years of age or better
  • $5,000.00 minimum balance required to waive service charges and earn interest.
  • $15.00 Member Fee if below minimum balance requirement.

Apply Now!


Senior Checking

This account is designed for the customer who is 62 years or greater who wants a no minimum balance checking account with no withdrawal limitations or direct deposit requirements. Enjoy unlimited check writing abilities with no monthly maintenance fees.

Features:

  • No monthly maintenance fees
  • Unlimited check writing
  • FREE Online Banking and Bill Pay
  • FREE Telephone Banking
  • FREE E-mail alerts and eStatements
  • FREE MasterMoney Debit Card
  • No charge for foreign ATM transactions*
* ATM owner may impose a charge

Requirements:

  • Must be 62 years of age or better

Customer pays for checks if desired.

Apply Now!