Business Checking


Free Small Business Checking

Our Free Small Business Checking Account is designed for the commercial customer who has a low volume of account transactions. This account is designed for Sole Proprietors, Non-Profits, or Clubs, but can work for small businesses of all kinds who have 200 transactions or less per month and want an economical checking account.

Features:

  • FREE Online Banking and Bill Pay
  • FREE Telephone Banking
  • FREE eStatements
  • FREE Business MasterMoney® Debit Card
  • 200 Free transactions; $.50 per transaction over 200
  • No minimum balance required

Small Business Checking

For Businesses with a high amount of electronic transactions, a Heritage Bank of Schaumburg Small Business Checking may be the perfect option. It offers a low minimum balance requirement and 25 free checks per month.

Features:

  • FREE Online Banking and Bill Pay
  • FREE Telephone Banking
  • FREE eStatements
  • FREE Business MasterMoney® Debit Card
  • Unlimited electronic transactions
  • 25 Free checks debited per month, $1.00 for each check after 25
  • $5,000.00 minimum balance to waive $15.00 maintenance fee

Commercial Checking

This account is designed for a business with a higher amount of monthly transactions. Perfect for general operations accounts as well as payroll or special accounts, the Commercial Checking account offers an Earnings Credit to offset monthly maintenance fees.

Features:

  • FREE Online Banking and Bill Pay
  • FREE Telephone Banking
  • FREE eStatements
  • FREE Business MasterMoney® Debit Card
  • No minimum balance required
  • Earnings Credit applied to offset applicable fees

Commercial NOW

This account is for businesses that would like to earn interest on their checking account and qualify for this account under Regulation D. The following is a partial list of eligible accounts. Please contact a Personal Banker today for more information on this account and for eligibility requirements.

Features:

  • Sole Proprietors
  • Homeowners and condominium owner associations
  • Pension and profit sharing funds
  • Political organizations
  • Escrow accounts
  • And more...