Heritage Bank of Schaumburg

First Mortgage Residential Daily Rate Sheet as of October 15, 2008
Loan Product	Interest Rate	APR	Monthly Principal and Interest Payment	Term
30 Year Fixed Rate*	6.875%	6.969%	$1,182.47	360
15 Year Fixed Rate*	6.625%	6.775%	$1,580.39	180





CALL FOR OTHER PRODUCT AVAILABILITY *APR calculated using $180,000 loan amount and 80% LTV Annual percentage rate = APR Rates are based on a 720 and above credit score. All prices and products are subject to change at any time!

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