This notice contains important information about the Privacy of Personal Information that Heritage Bank collects about its Customers and how that information is used.

The Directors, management and staff of Heritage Bank of Schaumburg are concerned about and respect the privacy of our customer’s personal financial information. Protecting your privacy is important to us. We want you to understand what information we collect and how we use it. Heritage Bank will take the necessary steps to safeguard sensitive information you may entrust to us. In order to provide our customers with a broad range of financial products and services as effectively and conveniently as possible, we use technology to manage and maintain customer information. The following policy serves as a standard for all our employees for the collection, use, retention, and security of personally identifiable financial information for consumers and customers.

Types and Sources of Information We Collect
“Nonpublic personal information” is nonpublic information about you that we obtain in connection with providing a financial product or service to you. For example, this includes information regarding your account balance, payment history, and overdraft history.

We may collect nonpublic personal information about you from the following sources:

• Information we receive from you on applications or other forms, such as: your name, address, telephone number, social security number, assets and income.
• Information about your transactions with us, or others, such as: your account balance, payment history, overdraft history and parties to transactions.
• Information we receive from a consumer-reporting agency, such as: your creditworthiness and credit history.

Our Privacy Policy

• We may disclose nonpublic personal information about our customers or former customers to non-affiliated third parties as permitted by law. For example, we may disclose nonpublic personal information about you to companies who perform transaction processing for our bank, to bank regulators, to government entities in response to subpoenas, to credit bureaus, or for services or products requested or authorized by you.
• We only ask for information we truly need to complete a transaction or maintain a business relationship with you.
• We use this information to protect and administer your records, accounts, and funds.

If you decide to close your accounts, we will continue to adhere to the privacy policies and practices described in this notice.

Joint Marketing Ventures

• We may disclosure all the information we collect, as described above to companies that perform marketing services on our behalf or to other financial institutions with which we have a joint marketing agreements.
• For example, the bank may offer insurance, uninsured investment products and stock brokerage services through arrangements with unaffiliated third party financial service providers to enhance and expand the financial products and services available to our customers.
• If we share information with a nonaffiliated third party for the purpose of telling you about our new products or services, the bank will enter into a written agreement with the third party that will require them to maintain the confidentiality of the information in the same manner the bank would and to restrict its use.
• The bank will not provide your personal information to nonbank companies for the purpose of their independent telemarketing or direct mail marketing of any nonfinancial products or services.

Weblinks

We are not responsible for the collection, use or security of information by companies or organizations outside of Heritage Bank that may be linked to our website. We encourage you to read the websites reached through the links from Heritage Bank’s website.

Children’s Online Information Privacy

We don’t knowingly collect, maintain, or use personal information from our website about children under age 13. If a child who we know to be under age 13 sends personal information to us online, we will only use that information to respond directly to that child, notify parents, or seek parental consent.

Confidentiality and Security

We restrict access to nonpublic personal information about you to those employees who need to know that information to provide products or services to you. We maintain physical, electronic, and procedural safeguards that comply with federal standards to guard your nonpublic personal information.

If you ever have questions or concerns about the integrity of your account information, please contact us.

HERITAGE BANK OF SCHAUMBURG
1535 W. Schaumburg Rd.
Schaumburg, Il 60194
847-524-4000
www.hbschaumburg.com
customerservice@hbschaumburg.com