Heritage Bank
of Schaumburg
1535 W. Schaumburg Rd.
Schaumburg, IL 60194
(847) 524-4000 Ph.
(847) 524-1974 Fax
customerservice@
hbschaumburg.com
Personal Checking
- Heritage Totally Free Checking
- Advantage Plus
- Advantage 55 Club
- Super Advantage 55 Club
- Senior Checking
- Paramount Money Market Account
Heritage Totally Free Checking
This account is great for all of your day to day needs with no minimum balance and no restrictions on the number of checks you can write.
| Minimum Balance |
None |
Monthly Maintenance Fee |
None |
Interest Bearing |
No |
MasterMoney ATM Card |
Yes |
| Online Banking | Yes - free |
| Bill Payment Account | Yes - free |
This account is for the customer looking for an interest bearing checking account. It also allows the customer to write an unlimited amount of checks per month
| Minimum Balance |
$1,000.00 to waive service charges and earn interest |
| Monthly Maintenance Fees | $10.00 per month plus $.25 per check if balance falls below minimum |
Interest Bearing |
Yes, calculated daily and credited monthly |
| Links | $10,000 in a Money Market will waive minimum balance |
MasterMoney ATM Card |
Yes |
| Telephone Banking Access 24/7 |
Yes |
| Online Banking | Yes - free |
| Bill Payment Account | Yes - free |
This club account is for the customer who is 55 or more years that has a Savings, Certificate of Deposit or Money Market with $5,000.00 or more. This additional account will waive the monthly service charges and waive the minimum balance needed to be maintained in the checking account. The checking account is interest bearing and has unlimited check writing privileges.
Benefits:
- Free Checks
- Free Cashier Checks
- Free Money Orders
- No charge for license plate stickers
| Minimum Balance |
No |
| Monthly Maintenance Fee | $15.00 member fee if below minimum balance |
Interest Bearing |
Yes, calculated daily and credited monthly |
| Links | To qualify for the Club account, you must have $5,000 in a Savings, Certificate or Money Market |
MasterMoney ATM Card |
Yes |
| Telephone Banking Access 24/7 |
Yes |
| Online Banking | Yes - free |
| Bill Payment Account | Yes - free |
This account is ideal for the customer who is 55 or more years and does not want to have multiple accounts. Keep all of your liquid funds in one account and earn a higher interest rate. You still have unlimited check writing capabilities.
Benefits:
- Free Checks
- Free Cashier Checks
- Free Money Orders
- No charge for license plate stickers
| Minimum Balance |
$5,000.00 to waive service charges and earn interest |
Monthly Maintenance Fee |
$15.00 membership fee if below minimum balance |
Interest Bearing |
Yes, calculated daily and credited monthly |
MasterMoney ATM Card |
Yes |
| Telephone Banking Access 24/7 |
Yes |
| Online Banking | Yes - free |
| Bill Payment Account | Yes - free |
This account is for anyone 62 or more years. It has no monthly maintenance fees and allows you to write as many checks as you choose.
| Minimum Balance |
None |
Monthly Maintenance Fee |
None |
Interest Bearing |
No |
| MasterMoney ATM Card | Yes |
| Telephone Banking Access 24/7 |
Yes |
| Online Banking | Yes - free |
| Bill Payment Account | Yes - free |
Paramount Money Market Account
An additional account for customers who want to keep funds liquid and at their fingertips. This account also allows the customer to write 3 checks per statement cycle if they choose to. This product offers three different tiers offering higher rates for higher balances.
| Minimum Balance |
$1,000.00 to waive service charges and earn interest |
Monthly Maintenance Fee |
$25.00 if below minimum |
| Interest Bearing | Yes, calculated daily and credited monthly |
| Links | $10,000.00 in a Money Market will waive the minimum balance required in a Classic or Advantage Plus Checking account. |
Restrictions |
Six preauthorized transfers are allowed per month, but only three of the six withdrawals may be made by check, POS, or Debit Card to a third party. |
| Telephone Banking Access 24/7 |
Yes |
| Online Banking | Yes - free |
